Risk Disclosure

Version: 2026-10-08 (draft)

1. Trading is high risk#

Trading CFDs, forex, gold, indices and crypto – especially with leverage – carries a high risk of losing money quickly. A large share of retail investor accounts lose money when trading CFDs. Leverage makes small price moves produce large gains or losses. Depending on your broker and your country, you can lose your whole deposit, and in some cases more than you deposited.

Only trade money you can afford to lose. Make sure you understand how these products work before you trade. If you are unsure, get independent advice from a licensed adviser.

2. PIP is education, not advice#

• PIP Trading is a trading education community. Everything on PIP – lessons, quizzes, diagrams, examples, videos, live rooms, community posts, the Kasandra scanner and PIP Kuhinja – is general information and education.
• Nothing on PIP is investment advice, a personal recommendation, or an offer or request to buy or sell any financial product.
• PIP does not know your finances, goals or experience and does not assess whether any trade suits you.
• You make every trading decision yourself and you are solely responsible for it.

3. The Kasandra scanner is information, not advice#

• The scanner shows market levels and setups found by its rules (some screens call them "signals"). A setup is not a recommendation to trade.
• Its rules can be wrong, markets change, and data can be delayed, incomplete or interrupted.
• The demo runs on delayed data (currently 30 minutes behind) and must not be used to trade.
• Statistics in the scanner (signals, hits, results) are computed by its rules on past prices. They are hypothetical – no money was traded – and real fills can differ. They do not predict the future.

4. Tests on past data (PIP Kuhinja) are hypothetical#

• A PIP Kuhinja "taste test" applies a recipe to past candles. The results are hypothetical: no money was traded.
• Past results do not predict future results. A recipe tuned to past data often fails on new data.
• Tests cannot fully reflect real trading: execution, slippage, changing spreads, gaps, liquidity and your own decisions can make real results very different.
• Templates in PIP Kuhinja are textbook examples, not advice.

5. Past performance and examples#

Past performance is not a reliable indicator of future results. Examples, charts and numbers in lessons and on our pages are for teaching and illustration. Illustrations marked as samples do not show real members, real setups or real results. Nobody at PIP can promise you results.

6. Certificates and levels#

Academy levels, candles and certificates show that you passed our lessons and tests. They do not mean that you will trade profitably and they are not a professional qualification.

7. Community content#

Posts in the community, answers in the Salon and what hosts, captains or marketers say in live rooms are personal views for learning. They are not advice from PIP. Our rules forbid trade calls and profit claims; if you see them, report them and do not act on them.

8. Other risks to know#

• Market risk: prices can move fast, especially around news, at the open and close of sessions, and over weekends.
• Gaps and liquidity: prices can jump past your stop loss, and orders may be filled at a worse price.
• Crypto: very volatile, traded around the clock, and rules differ widely between countries.
• Technology: platforms, internet connections and data feeds can fail.
• Broker risk: your money is held by your broker, not by PIP. Check the broker's regulation, terms and protections (for example negative balance protection) before you open an account.
• Taxes: taxes on trading depend on your country. Ask a local tax adviser.

9. Before you trade#

• Learn first. The Academy's risk level (ŠTIT) covers stops, risk per trade, position size and daily limits.
• Practise on a demo account.
• Start small and use a stop loss.
• Never trade money you need for living costs or money you borrowed.

If the language versions differ, the English version prevails.